The Social Security and National Insurance Trust (SSNIT) has called on organised labour to help promote compliance and timely payment of pension contributions as part of efforts to strengthen retirement security in Ghana.
Director-General of SSNIT, Kwesi Afreh Biney, said organised labour has a central role to play in making retirement security a shared national responsibility.
He made the call during a stakeholder engagement with organised labour in Accra on Tuesday, where SSNIT provided an update on its performance, strategic direction and efforts to expand pension coverage.
Mr Biney said organised labour could support the Scheme by promoting pension literacy, actively participating in policy discussions and reforms, encouraging employers and workers to comply with contribution requirements, and advocating for workers in emerging forms of employment.
He also urged organised labour to partner with SSNIT to expand pension coverage, strengthen confidence in the Scheme and promote accountability and sustainability.
SSNIT Targets 2.8 Million Active Members by 2028
Mr Biney disclosed that SSNIT is targeting approximately 2.8 million active members by 2028 as part of its three-year corporate strategy.
He said active membership had risen to 2,179,295 as of the end of July 2026, compared with about 820,000 members in 1991.
According to him, the Trust is targeting an average addition of about 300,000 active members annually over the next three years to achieve its 2028 target.
“Currently, we have 2.17 million plus active members as at the end of July. If you take a look at our corporate strategy for the next three years, the goal is to increase membership on average by 300,000 each year. So, by 2028, the goal is to have about 2.8 million active members,” he said.Informal Sector Key to Expanding Coverage
The SSNIT Director-General identified the informal sector as a major area of focus, noting that more than 80 percent of Ghana’s workforce operates within the sector.
He said changes in the world of work, including digital employment, self-employment, entrepreneurship, remote work and increased labour mobility, require SSNIT to adopt new approaches to reaching and serving workers.
The stakeholder engagement brought together representatives of SSNIT, the Ghana Federation of Labour and the Trades Union Congress (TUC), as well as members of the SSNIT Board of Trustees and other stakeholders.
Among those present were Chairman of the SSNIT Board of Trustees, Nana Ansah Sasraku III; Chief of the Bruku Traditional Area and SSNIT Board member, Nana Dr Adu Sarkodee; National Chairman of TUC, Bernard Owusu; Deputy Secretary-General of TUC, Dr Kwabena Nyarko Otoo; Deputy Secretary-General of the Ghana Federation of Labour, Kenneth Koomson; and SSNIT Public Affairs Manager, Lord Koramoa.
The engagement was aimed at updating organised labour on SSNIT’s performance and strategic priorities while providing an opportunity for stakeholders to identify areas where the pension administrator could improve.
